The britain money market and is for specially britains islamic bank The WritePass Journal

The britain money market and is for specially britains islamic bank Introduction. The britain money market and is for specially britains islamic bank Introduction.Aim What Is Credit Card. History of Credit Card.The Credit Card In Britain.Credit Card System.  Islamic Bank Of Britain.Literature reviews.Justification. Hypothesis.Research MethodologyScope.Limitations.Conclusion.Related Introduction. I aim, in my dissertation to establish a Islamic credit card model in the Britain money market and is for specially Britains Islamic bank. There is no Islamic credit card available till today in Britain, and the only Islamics financial institute is Islamic Bank Of Britain. My research basis Islamic credit card which defeats in the Middle East and in Malaysias money market. The most banks they who provides such card in Asia act according to the deferred payment to know that they (to the inah bay) were discovered later the achievement has the dispute, disguises with to oppose Islamic completely law concept (Shariah). About, the Shariah related mostly bank has their policy formulation own Shariah in Asia to obey the court, but I know the question am at the same time mostly the Shariah committee to am in the same subject question harmful viewpoint. Provides by these Asian Bank these, but is all explanations to according to Holy Bible Koran is not suitable fore-mentioned by from the †Å"Middle East Banker†. when the Persian Gulf States Bank has visits new plans Muslim to believe and to provide them the credit card. Their method is very attractively to principal and granter or the guarantee based on the system. My financial model will simultaneously carry out the religion and financial anticipated two. Perhaps this model also has loads impracticability s as for is, because perhaps by Britains Islamics banks use or they are I knew needs complex procedure. Aim I planed about   Construction of   Islamic credit card   the finance model and specially for s money market. Goal in somebody Followed; the s heel is the academic lecture core goal. 1. Discovers credit card According to Islamic legal (Shariah) s function about payment style. 2. In British appraisal credit card market, and may Muslim use these cards. 3. Provides credit card s reliability and in Islamic market revelation function. 4. Anything about in Islamic credit card Use; These s suitable model existence concept in credit card Use aspect; Discovered that the latent Islamic principles s function credit card is? What Is Credit Card. The credit card possibly is defined to arrive invariable compensation card that to propose may to purchase cardholders credit specific quantity which and pay the flowered amount. Outstanding widespread balanced, in is assigned in the time is may pay, or the interest will cause on surplus balanced. (Paxon and five, 1998) History of Credit Card. The credit card systems first type is developed in the US. Later in 20 centuries at the beginning, will use in the metal plate to the Western Alliance and other financial institute recording the customer detail and the account. The Flatbush State bank introduced its monthly allowance account bank accountholders in 1947. In 1951, the Franklin State bank was issues credit cards first financial institute to other bank customer. (Lindsey 1980). the diners club issued in 1950 the first modern credit card, and was called the travel and the entertainment (T E) card. The US express followed the visitor who ate meal to club and to provide in had the credit period characteristic between the expense and the payment for the credit card 1958, but did not have the partial payments facility. (Wonglimpiyarat 2005) the national credit card first developed and allows it to stretch across Earths other banks in 1966 from the American Bank. Will become all things as for the result rival by later to resu lt in the card between the bank and the main charge name which will provide is joined. (Frazer 1985) The Credit Card In Britain. Barclays issued in 1966 the first credit card in the agreement later by the American Bank. Barclays imports all facilities and the structure in Britain revises the American Bank operation. (Wonglompiyarat 2005) Credit Card System. The visa, the switch and Master manage under the four directions plan. These all transactions through the plan involvement are four main parties; Holder of   the card, through the use of   card, pays the payment, The card publisher, provides the card to the user, and runs the trading account, The retail merchant, sells the goods or the service back-spacing promise for the payment. Merchant acting as a purchasing agent, the absorption retail merchant, obtains from the card publishers payment and the repayment gives the merchant. They have frequently with the merchant, but its Relations; does not force.   Islamic Bank Of Britain. Islamic Bank Of Britain is only Shariah the obedient financial service authority (FSA) authorization financial institute in Britain. It started its operation and located at three British various cities and the branch in 2004 in London and the main office in the Birmingham. Other Islamics bank, I elect likely the bank goal also will provide the choice for the regular mechanics of banking through to avoid interest (Riba) and definitely to maintain the money only spends at the moral enterprise. At present the bank expands its product rapidly and serves two pair of current finances and the banking industry crisis, the Islam community in Britain, the availability non-interest credit card, in massive the growth Islamics mechanics of banking, chooses the choice modern mechanics of banking product and the service, the integrated Islamic financial concept is looking like Lloyds TSB modern bank neutral HSBC and is not voluntarily the high interest rate strong existence rule credit card. (www.i slamic-bank.com) Literature reviews. In today’s society the credit card uses the achievement to pay money a basic way. Has to credit cards various uses for example payment, the Credit facility, the cash advance easy way and as for the status symbol. Presented the payment proposition money value way compared with Islamic credit card and the conventional credit card, has various questions which a lower penalty spends, provides free bonus year after year, a fancier look and the proposition expense gives up. (Ma Sum total Billah 2001). Islam permission use credit card, because it does not incur the interest, and at the same time it does not violate Shariah any rule. (Ahamad and lake huron 2002). Whether I did know the credit card service only pays the main amount as for the user to add on operates and the overhead charge credit card, the financial entry is permitted, because it does not involve any kind in the Islam the element benefit which forbids. (in el Azura 2006). The use to pays money other way credit cards ad vantage for the purchase, the cost effectiveness, the security and the world acceptability is easy to use. (Mohammad 2003). Justification. In the Middle East and Malaysia the method which discussed, anticipated financial model and gift payment method and religious belief flaxen cloth. The research possibly completes the explanation, but is may be the description possibly takes the bank with it to this domain research union important work. Hypothesis. The hypothesis has the limited research in the region Islamic credit card in Britain. (2007) the Shah pale research which and the discovery conducts has in the human limited aware about Islamic credit card. Mohd (2008) has identified influence Islamic credit card usage several factors for them. Had has developed following three hypotheses; H1: Technical and the function services quality has to immediate influence Islamic credit card user. H2: The religion has positive influence to the usage of Islamic credit card. H3: The culture is directly affects Islamic credit cards choice, the usage and satisfaction. Research Methodology The research methodology based on secondary data heavily. My research may use to the bank website in the Middle East and Southeast Asia and various origin together for example article, the research, the journal and the book. Other origins and insure London including on-line Islamics institute mechanics of banking, the Middle East banker magazine library Islamic finance (www.maktabonline.com), journal and complete other on-line resources. Because appears self-confidently in the promiscuous method has the research qualitative and the quantitative method mix. Except that beside further studies may be appears to the possibility to it with the current research findings. Scope. Core goal, if the research is the development to the financial model Islamic credit card Britains Islamic bank. Bank possibly for theirs credit card research applications research at that time credit card in theirs stock list, but its long waiting. The report will also highlight the key question for example in massive the general manner, the belief and the perception about the non-interest Islamic product and the service option and the usage. The report is willing in the modern day mechanics of banking also to show the convention mechanics of banking system choice and Islamic financial concept integration, and, when result trend toward mechanics of banking Islamic way. Limitations. Limits all hates diligently, the research has the loading limit. First it is limited Islamic the credit card and Britains Islamic bank. Next, the sample will be small, and will not provide to the population overall picture. It will concentrate mainly signs in upon arrival at work a broader picture in the merchant, because of it True s stemming from found individual the control use Islamic financial organ. Also the will did not think that perhaps the religious responder and it neglects to the Islamic financial service Islam users great proportion. Conclusion. What the conclusion Islamic Bank of Britanavoids establishing likely is the regular mechanics of banking provides chooses other Islamic bank interest (Riba) and definitely maintains the money only spends at the moral enterprise. Two pair of current finances and banking industry crisis, the Islam community in Britain, is not the availability strong existence non-interest credit card, to chose the modern mechanics of banking voluntarily in massive, Islamic financial concept integrated choice in has looked like HSBC in the modern bank, and a higher interest rate in the regular credit card, there was in the non-interest giant hidden growth potential sum.

The Maya Used Glyphs for Writing

The Maya Used Glyphs for Writing The Maya, a mighty civilization that peaked around 600-900 A.D. and was centered in present-day southern Mexico, Yucatan, Guatemala, Belize, and Honduras, had an advanced, complex writing system. Their â€Å"alphabet† consisted of several hundred characters, most of which indicated a syllable or a single word. The Maya had books, but most of them were destroyed: only four Maya books, or â€Å"codices,† remain. There are also Maya glyphs on stone carvings, temples, pottery, and some other ancient artifacts. Great strides have been made in the last fifty years in terms of deciphering and understanding this lost language. A Lost Language By the time the Spanish conquered the Maya in the sixteenth century, Maya civilization had been in decline for some time. The conquest-era Maya were literate and had kept thousands of books, but zealous priests burned the books, destroyed temples, and stone carvings where they found them and did all they could to repress Maya culture and language. A few books remained, and many glyphs on temples and pottery lost deep in the rainforests survived. For centuries, there was little interest in ancient Maya culture, and any ability to translate the hieroglyphs was lost. By the time historical ethnographers became interested in the Maya civilization in the nineteenth century, the Maya hieroglyphs were meaningless, forcing these historians to start from scratch. Maya Glyphs Mayan glyphs are a combination of logograms (symbols that represent a word) and syllabograms (symbols that represent a phonetic sound or syllable). Any given word can be expressed by a lone logogram or a combination of syllabograms. Sentences were composed of both of these types of glyphs. A Mayan text was read from top to bottom, left to right. The glyphs are generally in pairs: in other words, you start at the top left, read two glyphs, then go down to the next pair. Often the glyphs were accompanied by a larger image, such as kings, priests or gods. The glyphs would elaborate on what the person in the image was doing. History of Deciphering of the Maya Glyphs The glyphs were once thought of as an alphabet, with different glyphs corresponding to letters: this is because Bishop Diego de Landa, a sixteenth century priest with extensive experience with Maya texts (he burned thousands of them) said so and it took centuries for researchers to learn that Landa’s observations were close but not exactly right. Great steps were taken when the Maya and modern calendars were correlated (Joseph Goodman, Juan Martà ­Ãƒ ±ez Hernandez and J Eric S. Thompson, 1927) and when glyphs were identified as syllables, (Yuri Knozorov, 1958) and when â€Å"Emblem Glyphs,† or glyphs that represent a single city, were identified. Today, most of the known Maya glyphs have been deciphered, thanks to countless hours of diligent work by many researchers. The Maya Codices Pedro de Alvarado was sent by Hernn Cortà ©s in 1523 to conquer the Maya region: at the time, there were thousands of Maya books or codices which were still used and read by the descendants of the mighty civilization. Its one of the great cultural tragedies of history that nearly all of these books were burned by zealous priests during the colonial era. Today, only four badly battered Maya books remain (and the authenticity of one is sometimes questioned). The four remaining Maya codices are, of course, written in a hieroglyphic language and mostly deal with astronomy, the movements of Venus, religion, rituals, calendars and other information kept by the Maya priest class. Glyphs on Temples and Stelae The Maya were accomplished stonemasons and frequently carved glyphs onto their temples and buildings. They also erected â€Å"stelae,† large, stylized statues of their kings and rulers. Along the temples and on the stelae are found many glyphs which explain the significance of the kings, rulers or deeds depicted. The glyphs usually contain a date and a brief description, such as â€Å"penance of the king.† Names are often included, and particularly skilled artists (or workshops) would also add their stone â€Å"signature.† Understanding Maya Glyphs and Language For centuries, the meaning of the Maya writings, be the in stone on temples, painted onto pottery or drawn into one of the Maya codices, was lost to humanity. Diligent researchers, however, have deciphered nearly all of these writings and today understand pretty much every book or stone carving that is associated with the Maya. With the ability to read the glyphs has come a much greater understanding of Maya culture. For example, the first Mayanists believed the Maya to be a peaceful culture, dedicated to farming, astronomy, and religion. This image of the Maya as a peaceful people was destroyed when the stone carvings on temples and stelae were translated: it turns out the Maya were quite warlike, often raiding neighboring city-states for pillage, slaves, and victims to sacrifice to their Gods. Other translations helped shed light on different aspects of Maya culture. The Dresden Codex offers much information about Maya religion, rituals, calendars, and cosmology. The Madrid Codex has information prophecy as well as daily activities such as agriculture, hunting, weaving, etc. Translations of the glyphs on stelae reveal much about the Maya Kings and their lives and accomplishments. It seems every text translated sheds some new light on the mysteries of the ancient Maya civilization. Sources Arqueologà ­a Mexicana Edicià ³n Especial: Cà ³dices prehispnicas y coloniales tempranos. August, 2009. Gardner, Joseph L. (editor). Mysteries of the Ancient Americas. Readers Digest Association, 1986. McKillop, Heather. The Ancient Maya: New Perspectives. Reprint edition, W. W. Norton Company, July 17, 2006. Recinos, Adrian (translator). Popol Vuh: the Sacred Text of the Ancient Quichà © Maya. Norman: the University of Oklahoma Press, 1950.